First State Bank & Trust Company began serving Panola County residents in 1902. Since its inception, First State Bank & Trust Company has seen more than a century’s worth of growth, economic change and technological advancement, yet our dedication to providing high-quality financial services remains steadfast.
One of the few independently-owned banks in the nation, First State Bank & Trust Company is also one of the strongest banks according to BauerFinancial. First State Bank & Trust Company has been awarded a 5-Star Superior rating for excelling in areas such as capital and loan quality. First State Bank & Trust Company has also earned the elite distinction of being named a “Best of Bauer Bank” for maintaining this 5-Star Superior rating for more than 25 years.
First State Bank & Trust Company exists to serve you, our customers, during every aspect of life. Whether you are opening your first checking account, buying your first car, purchasing a new home, or planning for retirement, First State Bank & Trust Company is here to guide you through the journey. Our staff is comprised of knowledgable and helpful employees who have a keen understanding of customer needs and banking services. In fact, our employees have an astounding 1,060 combined years of experience working at the bank.
First State Bank & Trust Company has a strong commitment to the people and businesses of Panola County. This commitment is demonstrated by the bank’s philanthropic donations and employee volunteerism. The bank contributes an average of more than $40,000 annually to community organizations, and bank employees volunteer more than 200 hours throughout the community each month. We at First State Bank & Trust Company offer a variety of banking solutions designed to help our customers achieve their financial goals, and we truly care about making Panola County a great place to live and work.
Dwain Brady John W. Cooke J.R. Duke
Tom Escoe Gene Giles David B. Murphy
Foster E. Murphy Jim D. Payne Kevin Smith
Charles Thomas Lynn C. Vincent Travis Wall
Jim D. Payne - Chairman of Board, CEO Gene Giles - President
David B. Murphy - Executive Vice President Kevin Smith - Chief Financial Officer
Lynn C. Vincent - Public Relations Carolyn P. Murphy-General Counsel & HR
Cody Cockerham - Vice President Ronnette Cooke - Auditor & Compliance
Chris Smith - Asst. Vice President Mike Whiddon - Asst. Vice President
Jameson Ritter - Controller Becky Eubank - Branch Manager
Christy Whatley - Operations Officer Ginny Collins - BSA Officer
Sue Bishop - Asst. Cashier Judy Davis - Asst. Cashier
Pam Windham - Asst. Cashier Missy Atkerson - Asst. Cashier
Debbie Bellows - Banking Officer Tracy Hildebrand - Banking Officer
Janet Endsley - Banking Officer & HR Melissa Edge - Trust Officer
Kathy Porter - IT Officer